All right so you are going out with your boys to one a gentleman’s club and want to be a baller shot caller. Well that may be fun and it may make you look and feel like a big shot, not to mention cause the lovely entertainers to pay you a little special attention, it may not be so good for your financial health and well being.

Sure we all want to go out and have a good time with the boys but and show the ladies a good time, and there is nothing wrong with it, except when it interferes with your financial goals.

If your goal is to get out of debt, or save for a down payment on a house, or retire by age 50 then you need to make very smart decisions with your money. You have to look at each dollar that you earn as a tool. When you spend that tool on something ask yourself is it going to help me build my financial future, or is it going to build my financial ruin?

We are not saying that you shouldn’t go out and spend a little cash, what you should do is spend it wisely.

If you have set up a budget then you should budget a certain amount weekly or what have you for going out.

Here are few tips to help you have a good time with your boy while still respecting your wallet.

• Look for bars and clubs that offer drink specials such as $2.00 draft beers.

• If you are going out with your buddies offer to be the designated driver for the night, that way you can still hang out, you won’t spend money on drinks, and everyone gets home safely.
Published: March 1, 2026
It's ok to have fun, just don't let a wild night out, interfere with your financial goals!
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